How our fees work
We believe you should understand exactly what you pay and why, before you decide to work with us.
We are a fee-based advisor. Our fee is a clear, agreed percentage of the assets we manage for you, and it declines as those assets grow. We do not earn commissions on products, so our advice is not shaped by what pays us — it is shaped by what suits you.
The schedule below is typical. Your exact fee is set out plainly in a written agreement, with no hidden charges layered underneath.
| Assets managed | Annual fee | Notes |
|---|---|---|
| First $1 million | ~1.00% / yr | A single, transparent advisory fee on assets managed. |
| $1M – $5M | ~0.85% / yr | The rate steps down as assets grow. |
| $5M – $10M | ~0.65% / yr | Lower rate for larger relationships. |
| Over $10M | Negotiated | Set by agreement for substantial portfolios. |
| Financial planning | Often included | Planning is usually part of the relationship, not a separate charge. |
We are glad to review your current arrangements and show you, plainly, what you are paying today versus what you would pay here. There is no charge and no pressure for that conversation.
Want a figure for your situation?
Tell us what you need and we will give you a clear, honest sense of the cost — with no obligation.